After the punctuation of Christmas and New Year, the business of Business is back in full swing. Retailers are announcing results and discussing plans for how technology will drive competitive advantage this year.

As most banking aficionados know, the industry is undergoing cataclysmic change (well, not really). So, anyone with a few quid to spend could probably do no worse than to consider the opportunities that exist with entering this market.

It’s regrettable, isn’t it? The second junior doctors strike today. Yet, it is a manifestation of balancing increased demand against an NHS that faces a £22bn savings in efficiency by 2020. Successive governments have made pledges within their manifestos to protect the NHS. They have even assured increasing funding, at a time when other government departments have experienced significant cuts. It is in the interest of both sides to reach a compromise -- for government, doing so will reassure citizens that ‘the NHS is safe in my hands,’ and for doctors, it will ensure they can continue providing safe and sustainable care at weekends.

Dylan hit the ground pretty hard…. He smacked his head and his rugby helmet was in my bag. “It itches Dad!”…. At least he had his gum shield in...

My son is also a rugby player called Dylan and it’s hard to see him get hurt. It's difficult to know which risks are okay for a youngster. But every game sees him stronger and better. Rugby builds his confidence. He knows about the strength of a team – literally. He gets better, so he works harder. He listens to his coaches. They are generous, patient, keen volunteers - great role models. They love to see him play well. His club runs medical training so lots of members are medics. He has the right team around him. And the right tools for the job - if only he would use them.